FAQ

Q. If I do nothing will the problem get worse?
A. If the settlement or damage to a structure is “soil” related, it can “change condition” at any time or never show progression again. If it is related to deterioration of a supportive member of the structure, it will always progress with negative results.

Q. Will my insurance pay for the repairs?
A. Settlement or damage that occurs suddenly and without previous conditions are more likely to be covered than a condition that has created damage to a structure over a long period of time. All policies have different conditions and exclusions.

Q. Do you need a permit?
A. Yes. All of the Bay area municipalities require a permit for all foundation repairs no matter what the scope of work or cost to complete the repairs. Building inspectors are a third party to protect the homeowner by insuring that repairs meet the proposed design and state guidelines.

Q. Will the interior of my home be affected by the repair of the foundation?
A. There is always the possibility of unforeseen damage. The extent of the damage to a structure is typically relative to the extent of settlement that has occurred prior to commencement of the repair.

Q. Do I have to move out of my home while the repairs are being done?
A. Sinkhole-related damage can create the need for interior repairs that make it difficult to live in some areas of the home. Foundation repairs below elevated homes can almost always be completed without extensive disruption of normal activities within the home.

Q. Is the work warranteed?
A. Our warranty policy is very simple. All underpinning and grout-related repairs are warranteed for a period of seven years. All foundation-related repairs to specific areas of a residential home are warranteed for the life of the home. The warranty is transferable to the new owner at no cost to either party

Q. How long will the work take?
A. All projects are different depending on the scope of work. Typical projects require some concrete pours and in-progress inspections and take from 5 to 10 working days.

Q. Is Wisdom Structural licensed and insured?
A. Yes, Wisdom Structural is a state licensed contractor and we are required to provide renewal certificates annually for our workman’s compensation & general liability insurance in order to keep an active license status.

Other questions? Call us for answers at 813-253-6561.

Testimonial

As a Realtor since 1974 I often find myself a resource for ‘who does what well’ and Scott Morrison of Wisdom Structural has helped make me look good for years.  Scott approaches structural issues with a calm knowledge and turns issues that initially look and sound insurmountable into a little dirty work.  Well, maybe a lot of dirty work. 



Wisdom has performed minor miracles for my buyers, sellers, friends, colleagues, and on my personal residence as well…at which I donned my ‘under the house costume’ and crawled with the Wisdom crew to photograph their work up close and personal.  Trust me, this is a job that should be done by an expert who really knows what needs to be done and can avoid the unintended consequences that often accompany lifting and/or stabilizing a foundation.  When asked for contractor referrals I usually have 2 or 3 good names to share, but when it comes to under-structure work Wisdom is the only one!

Patty Vergara
Broker-Associate, Coldwell Banker Residential Real Estate